How Your Credit Score Affects You
is the foundation of any one person’s financial road to paying low interest
rates on borrowed money - it's just that simple. Credit scoring can also paint
a picture of one’s ability to manage money through paying bills. Though a big
percentage of credit scoring revolves around one’s payment history, poor money management skills are easily identified by this pattern amongst financial institutions.
the midst of the economic recession faced by the U.S. today, maintaining good credit
has become more important than ever. Consumer credit reports are receiving
extra scrutiny under the eyes of lenders as the increasing unemployment
percentages threaten their bottom line. Those who have been fortunate or
knowledgeable enough to maintain decent credit histories, scores, etc., have
more than likely reaped the benefits of having the power to demand competitive
interest rates and high credit limits. Individuals on the opposite end of
the spectrum, however, are not so fortunate.
YourChoiceSolutions (YCS) is a 501(c) 3 not-for-profit
organization created to help individuals in the fight for competitive interest
rates among lenders, banks, etc and better money management regarding the
importance in paying bills. We’ve created a different approach towards
understanding and maintaining a lower risk credit score; via a no cost
instruction-styled training intervention.